Savvy or Surrender - Your Guide to Profit, Cash Flow, and Tax Savings
Running a business shouldn’t feel like a never-ending fight for cash. On Savvy or Surrender, host Steven Young cuts through the noise and shows real business owners how to take control of their numbers, keep more of their hard-earned money, and build a business that actually pays them back.
Each episode gives you practical strategies you can use right away — from fixing cash flow bottlenecks, to implementing Profit First, to unlocking tax savings most owners never hear about. No jargon. No fluff. Just clear guidance, real-talk coaching, and a little humor to keep things human.
Whether you’re a contractor, service pro, or business owner who’s tired of working hard with nothing to show for it, this is your go-to show for leveling up your money decisions and building a business that supports your life… not the other way around.
Choose to be Savvy — or surrender your profit. The choice is yours.
Savvy or Surrender - Your Guide to Profit, Cash Flow, and Tax Savings
Why cashflow is better than ego: Episode 7
Title: Why cashflow is better than ego
❗Don’t forget to download the episode — that way you never miss the game-changing cash flow tips that keep your business running strong.
Summary In this episode of the Savvy or Surrender Podcast, host Steven Young dives deep into the importance of cash flow over ego for business owners. He explains why big revenue numbers can be deceiving, shares actionable tips for managing cash flow, and discusses the Profit First method for financial health. Steven also shares real-world stories, common ego traps, and practical strategies to help you build a more profitable, stress-free business.
Show Notes & Timestamps:
- 00:00 — Introduction: Why cash flow matters more than ego
- 00:44 — Welcome, subscribe, and podcast housekeeping
- 01:03 — The problem with focusing on revenue over cash flow
- 01:39 — Defining cash flow and its real impact
- 03:18 — Phantom cash flow and the reality of business finances
- 04:04 — Vanity metrics vs. real business health
- 06:31 — The Profit First method explained
- 09:10 — Understanding P&L, balance sheet, and cash flow statements
- 11:40 — Real-world client story: Turning a business around with Profit First
- 14:39 — Ego moves vs. savvy moves in business decisions
- 16:51 — Smart investments and hiring strategies
- 19:44 — How to get help and next steps for your business
- 20:24 — Closing thoughts and quote: "You can impress people or you can pay yourself first. You decide."
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